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Keystone expands Classic Range with NEW 3 year fixed rate

May 2017

Specialist lending brand Keystone Property Finance has launched a new, three-year fixed rate buy to let mortgage. Priced at just 3.69% to 65% LTV it is now the lowest priced product in Keystone’s Classic Range.

The rate is being offered to landlords regardless of whether they choose to invest personally or via a limited company, and unlike many buy to let lenders, it is available to trading limited companies as well as SPVs. Perhaps crucially, for many investors using corporate structures, Keystone does not impose an upper age limit to qualify for finance.

Older investors borrowing personally also find Keystone a viable option because its criteria stretches to borrowers up to 85 years at the end of the mortgage term.

Commenting on the new addition, David Whittaker, CEO of Keystone said:

“The rate is available on standard buy to let property to landlords with slightly larger deposits who are looking to borrow between £50k and £750k. It sits nicely beside our other three year fixed rates, each of which are targeted at landlords with specific needs. For example, we have a 3-year fixed rate at 4.29% designed for HMOs with up to eight bedrooms and multi-units with up to 10 flats. We also have options for landlords with higher LTV requirements.”

Keystone is an intermediary only lending brand which boasts criteria aimed at investors typically with more complex borrowing scenarios. It is one of the few lenders which will allow remortgages within six months of purchase and will consider a wide range of non-standard properties including flats above commercial and new build flats.

Full details of all rates can be found here.

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